Private Loans
We arrange loans for the following purposes
- Purchases
- Refinance and Cash-Out
- Fast-Cash, Short-Term and Bridge
- Investment Rehab (“Fix and Flip”)
- Equity Lines of Credit
The majority of the loans we arrange are for non-owner occupied (rental and investment) properties. However, we will consider lending on owner-occupied properties as long as we follow the guidelines of each property being in a LLC. Please discuss these loans with a loan originator on a case by-case basis.
We lend on the following property types:
- Single-Family Homes.
- Condos.
- Mixed-use.
- Industrial
- Multi-Family
- Retail
- Office
- Medical
Terms
- 12, 24 or 36 months
- Interest Only
- 60% of Maximum LTV
Private Money Interest Rates do not fluctuate like institutional loans that are tied to common interest indices. The lender, the private investors, and we who fund the loans set the rates. The interest rates for 1st position mortgage notes are typically between 10 and 12%. We pride ourselves on offering the most competitive interest rates and settlement charges available.