We arrange real estate loans for residential, commercial, apartments, mixed-use and other types of properties.
We can make real estate loans as small as $35,000.
We can lend as high as $10,000,000, however most of the loans we arrange are under $250,000.
We will lend on most property types such as single family homes, condominiums, condo-hotels, townhomes, apartment buildings, commercial, warehouse, offices, land and mixed-use, to name a few.
We will lend up to 65% of the property’s fair market value or purchase price, whichever is lower for most refinances, however, we can sometimes make exceptions to lend higher. For purchase transactions, we can lend with as little as 40% down. Every scenario is approached on a case-by-case basis.
For refinances we typically stay under 65% LTV. On most purchases we go up 60% of purchase price.
We lend all over the entire State of Florida with a primary emphasis in Miami-Dade, Broward and Palm Beach County.
We do not arrange financing for construction transactions
Yes. We can arrange first lien mortgages for some unfinished construction or rehab projects.
We do not arrange loans that are not in first position.
We will lend no more than about 50% of the fair market value for vacant land.
We only arrange real estate loans and we do not make personal, business, equipment, or other loans that are not secured by real property.
We charge between 2 and 3.5 points depending on the loan amount, the type of loan, and many other factors. We are very competitive and typically price our loans cheaper than our competitors. We will provide you a written good faith estimate or conditional loan proposal.
We cannot arrange loans for property owners in foreclosure.
Yes. We can make loans on properties that are vacant and we can lend on properties that are in disrepair.
Our office is located at 3098 Stirling Rd, Hollywood, FL 33021. Conveniently located near I-95, Fort Lauderdale and Downtown Miami.
We are direct lenders through our fund.